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May 6, 2022

Insolvency, Bankruptcy and Restructuring

Insolvency, Bankruptcy and Restructuring- A Discussion It is felt that the IBC or the Insolvency...

Inclusion

April 30, 2022

Crypto Regulation

Cryptocurrencies have generated an unprecedented media frenzy in the past few years. The widespread adoption...

Inclusion

March 16, 2022

Economy & Markets

Economy & Markets The Indian economy has come a long way since the 1991 economic...

Inclusion

November 29, 2019

GST has brought about a radical change in the Taxation Architecture; says N K Singh, Chairman 15th Finance Commission at SKOCH India Economic Forum

PRESS RELEASE FOR IMMEDIATE RELEASE29TH NOVEMBER 2019 Download Full Release New Delhi: 29-11-2019: Sharing his views...

September 6, 2019

Modi Government generates 5.5 Crore Jobs through MUDRA Loans

PRESS RELEASE FOR IMMEDIATE RELEASE6TH SEPTEMBER 2017 Download English Version Download Hindi Version New Delhi:...

July 18, 2019

Financial Literacy Needs Regulatory Help

Unlike hunger, need for financial literacy is not self-evident. If it was, there would have been no...

Sameer Kochhar

July 18, 2019

RBI under Shaktikanta Das

  In the seven months since Shaktikanta Das took over as the Reserve Bank of India’s (RBl) ...

Sameer Kochhar

June 8, 2019

Accelerating Financial Inclusion

PRESS RELEASE FOR IMMEDIATE RELEASE5TH JUNE 2007 Downloa Full Release Access to banking services, affordable...

May 27, 2019

Financial Literacy Must For Defeating Poverty

  Modi Ji was speaking. “India is still a developing country and it is our...

Sameer Kochhar

January 1, 2019

Scripting a Success Story: Pantomath Capital Advisors

Pantomath is a growing financial service group which thrives on the motto - ‘Progress with...

Inclusion

January 1, 2019

Micro Financing Women: Atulya Nirman Micro Finance Association

Atulya Nirman Micro Finance is an innovative concept in the field of eradicating poverty. Mahadeo...

Inclusion

April 1, 2018

Insurance Bedrock of Public Welfare

  The socio-economic situation in the country has changed for the better ever since Prime...

VK Sharma

October 1, 2017

LIC Influencing Lives

  Life Insurance Corporation (LIC) is the largest financial institution in the country with over...

VK Sharma

October 1, 2017

Emerging trends in non-life Insurance Sector

  The insurance sector in India has seen landmark changes in the last two years...

G Srinivasan

October 1, 2017

Risk Appreciation and Decision Making in Indian Financial Sector

“The spurt in digitalisation and its innovative technological developments have resulted in greater connectivity and...

Inclusion

October 1, 2017

Financial Inclusion of the Disabled

  The Pradhan Mantri Jan Dhan Yojana (PMJDY has successfully opened nearly 29 crore accounts...

Charan Singh

January 1, 2017

Insurance and Sustainability

It is time that insurance companies moved their focus from urban populace to educating and...

Nilesh Sathe

January 1, 2017

From Less-Cash to Cashless

The challenge essentially will be to enhance acceptance of the acceptance devices. For the first...

Porush Singh

January 1, 2017

Products, Distribution and Technology

A prescriptive analytics will also reduce mis-selling, while it enhances the ability to understand the...

Vineet Patni

January 1, 2017

A Monumental Exercise called Demonetisation

Focus should be on opening new bank branches in districts and making CSCs, the Banking...

J K Dadoo

January 1, 2017

Insurance and Sustainable Growth

Post-liberalisation the growth of insurance industry has been on an average 30 per cent CAGR...

Inclusion

January 1, 2017

Empowering Women

Arvind Singh Shekhawat, Chairman, Bihar Gramin Bank receiving the Award from N C Saxena, Distinguished...

Inclusion

January 1, 2017

Insurance through Financial Literacy

M S Arora, Chairman, Prathama Bank receiving the Award from M V Tanksale, Honorary Fellow,...

Inclusion

January 1, 2017

Pioneering Payment Solution

Jos Babu, Chief Information Officer, UAE Exchange receiving the Award from Radha S Chauhan, P&CEO,...

Inclusion

October 1, 2016

Make Overdraft Need Based

Pradhan Mantri Jan Dhan Yojana has found good traction and done well by including a...

Sameer Kochhar

October 1, 2016

Benchmarking of Business Processes

Ramesh NGS, MD & CEO (3rd from left) receiving the award from Rajeev Kumar Agarwal,...

Inclusion

October 1, 2016

Creating Student Champions

Kollegal V. Raghavendra, Chairman (2nd from right) receiving the award from S K Barnwal, Principal...

Inclusion

October 1, 2016

Mega Financial Inclusion

B R Patel, Chairman receiving the Award from S K Barnwal, Principal Secretary-IT, Jharkhand The...

Inclusion

October 1, 2016

Targeting Segment Leadership

Sudesh Chinchewadi, CFO & CS receiving the award from Rajeev Kumar Agarwal, Whole-Time Member, SEBI...

Inclusion

October 1, 2016

Union Bank of India-Inclusive Financial Inclusion

The Union Bank of India attempted to change the old order of financial inclusion by...

Inclusion

October 1, 2016

Leading from the Front

Mahindra Finance was set up as Maxi Motors Financial Services Limited in 1991 to finance...

Inclusion

July 1, 2016

MUDRA: The Dark Horse of Modi Government

In 2006, I had identified Pradhan Mantri Gram Sadak Yojana (PMGSY) as the dark horse...

Sameer Kochhar

July 1, 2016

Sabka Saath, Sabka Vikas

  Any country’s economic growth depands on expansion in industry, increased investment, high domestic production...

Gursharan Dhanjal

July 1, 2016

Federal Fiscal Architecture is Transformed Within Two Years

“I believe in co-operative federalism, Centre needs to work with states”, declared Prime Minister Narendra...

V N Alok

July 1, 2016

A Contribution to the critique on India’s financial sector reforms

  At the core, this book keeps the discourse centered on India’s level of readiness...

Inclusion

April 1, 2016

20-Year Financial Inclusion Plan

The Committee on Financial Inclusion (Government of India (GOI), 2008) defines financial inclusion as the...

Charan Singh

April 1, 2016

Automating with OMNI Enterprise – Saija Finance Private Limited

  Business dynamics keep changing. Changes are even faster for small and medium size enterprises...

Inclusion

July 1, 2015

India $20 trillion Economy: Is banking ready?

When Prime Minister Narendra Modi asked, in January this year, the question, “India is a...

Inclusion

July 1, 2015

Taking Bull by the Horns: BSE through the sands of time

Book Release L to R: Ashishkumar Chauhan, Sameer Kochhar, Maneka Gandhi, S Ramadorai, Deena Mehta...

Inclusion

April 1, 2015

Barriers Impede Innovation in India’s Payments System

The Indian economy is predominantly cash-driven with only 5 per cent of the country’s Personal...

Ari Sarker

April 1, 2015

Poverty Can’t Be Defeated Through Charity

  The Merriam Webster Dictionary defines poverty as “the state of one who lacks a...

S S Mundra

April 1, 2015

Redefining Priority Sector Lending

  In December 1967, the then Finance Minister Morarji Desai introduced a new term for...

K G Karmakar

April 1, 2015

NIC Synching with Financial Inclusion Initiatives

  The Indian economy in general has made rapid strides in the recent past. However,...

Inclusion

January 1, 2015

Samavesh Making Jan Dhan Meaningful

  Thirty-five year old Gomati from Mangatpur in Pilibhit has opened a bank account under...

Gyanendra Keshri

January 1, 2015

Insuring Bharat the NIC Way

In a bid to increase insurance density and coverage with special focus on the rural...

A V Girijakumar

January 1, 2015

KVP Needs Tax Breaks to Emerge as a Good Investment Option for Poor

  The relaunch of Kisan Vikas Patra (KVP) should not be looked as a mere...

Inclusion

October 1, 2014

Will Jan Dhan End ‘Financial Untouchability’?

  Mahatma Gandhi tried to end untouchability in the society, if we want to eradicate...

Gyanendra Keshri

October 1, 2014

Banks Steal From The Poor To Loan The Rich

  When the Reserve Bank of India (RBI) deregulated savings bank deposit interest rates in...

Sameer Kochhar

October 1, 2014

Corporate Governance in Insurance Sector

  Financial or Monetary Management is all about controlling our company’s finances so that we...

Anabil Bhattacharya

July 1, 2014

Propelling Financial Deepening

When I look at aspiring India, two kinds of people come to my mind: first,...

U K Sinha

July 1, 2014

Coalesce Financial Reforms into an Inclusive Society

There have been loud noises about a total overhaul of the financial system and eager...

S S Tarapore

July 1, 2014

National Insurance Leading in Motor Insurance

  Maximising growth with profitability by focusing on Corporate Automobile Tie-ups, promoting sale of policies...

Inclusion

July 1, 2014

Access to Financial Services for the Differently Abled

Financial inclusion is integral to economic development and growth. With the advancement in technology and...

Inclusion

April 1, 2014

High Savings and Investment Rates Key to Regenerate Growth

C Rangarajan, Chairman, Economic Advisory Council The Indian economy is currently passing through a phase...

C Rangarajan

April 1, 2014

It’s Time to Realise India’s Potential

“Only 45 per cent students passing out of the tier 2 and tier 3 engineering...

Deepak Parekh

April 1, 2014

Inclusion, Growth and Governance The Way Forward

“To my mind, a fair share of the collective failure of the stakeholders can be...

K C Chakrabarty

April 1, 2014

Microfinance Agenda for Tomorrow

Chandra Shekhar Ghosh CMD, Bandhan Financial Services The struggle for a dignified life and against...

Chandra Shekhar Ghosh

April 1, 2014

Priority Sector Lending by Banks: Myths and Realities

“Over the years, RBI has been tinkering and tampering with the priority sector norms and...

K G Karmakar

April 1, 2014

Corporate Citizenship for Inclusive Growth

  Financial inclusion presents a way of bringing economic well being to millions of people...

A V Girijakumar

January 1, 2014

Cleaning the Banking System is the First Priority

K G KarmakarProfessor, SPJIMR and former MD, NABARD Central Banks are known for avoiding needless...

K G Karmakar

January 1, 2014

Business Continuity is the Key

“Everybody should look into disaster recovery and the business continuity. This is a key area....

Inclusion

January 1, 2014

Dip in Priority Sector Lending is the Development Banking Agenda Being Given the Go-By ?

The concept of the ‘priority sector’ emerged mainly to encourage banks to lend more to...

Rohan Kochhar

October 1, 2013

Health Insurance Market in India & National Insurance

  Changing demographics, rising healthcare costs, limited healthcare financing, increasing government focus, and potential increase...

Inclusion

July 1, 2013

The Tale of Two Reforms

“I hope to be able to satisfy the Parliamentary Standing Committee, and to keep the...

P Chidambaram

July 1, 2013

India Needs Deep, Liquid Markets

"The markets galvanise savings and risk allocation to growing and capital-intensive sectors. They also play...

Chitra Ramkrishna

July 1, 2013

Eight Per Cent Growth Still Within Reach

“If there is going to be policy logjam, the rate will end up with 5-5.5...

Montek Singh Ahluwalia

July 1, 2013

Financial Inclusion: A Must for Equitable Growth

“For achieving financial inclusion and prosperity, a collective effort would be required. The support of...

K C Chakrabarty

July 1, 2013

Streamlining Subsidy Management

“ The time is for reckoning in policy circles as well as in the public...

M Govinda Rao

July 1, 2013

Making Non-Life Insurance Inclusive

  Question: What is the size of National Insurance Company’s operations? Answer: The company has...

Gursharan Dhanjal

July 1, 2013

New Banking Licences: Is Financial Inclusion At Hand?

  When Pranab Mukherjee, the then Union Minister of Finance, announced in the 2011-12 Budget...

Inclusion

July 1, 2013

Banking on Bandhan

According to the guidelines issued by the Reserve Bank of India (RBI), companies getting banking...

Inclusion

July 1, 2013

United Bank of India’s Tryst with Financial Inclusion in North-East

"UBI, through its long-standing presence in the North-East, has been spearheading banking for masses. As...

Inclusion

July 1, 2013

Need for Caution in Financial Legislative Reforms

  Processing of the sweeping legislative changes proposed by the Financial Sector Legislative Reforms Commission...

S S Tarapore

April 1, 2013

Evolving Structure of Commercial Banking in the Next Decade

  As of March 2012, the aggregate deposits of all commercial banks amounted to Rs...

S S Tarapore

January 1, 2013

Whither Financial Inclusion: State of the Sector

In the 1980s famous BBC serial Yes Minister, the minister’s permanent secretary declares, when questioned...

Inclusion

January 1, 2013

Higher Growth is Integral to Financial Inclusion

“What is not being recognised or realised is that there is a cost attached to...

C Rangarajan

January 1, 2013

Financial Inclusion for Micro- Entrepreneurs

“We have to worry about what we need to do in order to get the...

Nitin Desai

January 1, 2013

Financial Inclusion Transcends Finance

“It is possible to design sound regulatory mechanisms while allowing the technological capabilities of modern...

T K Arun

January 1, 2013

Financial Innovations That Never Were

  The Report of the Committee on Financial Sector Assessment, headed by Rakesh Mohan, noted...

V K Sharma

January 1, 2013

Technology: Link Between Inclusion and Growth

“With the majority of the poor not being tax payers, it is important to make...

Inclusion

January 1, 2013

Commitment to Financial Inclusion Which Way?

  Direct benefit transfer (DBT) is the talk of the government, a manifesto for the...

Inclusion

January 1, 2013

Lessons on Financial Development

  There is a theory in economics devoted to the failure of markets which speaks...

Inclusion

January 1, 2013

Rationalise Taxation to Boost Capital Markets

Q. Is SEBI taking any steps to revive the primary market to boost retail investor...

Inclusion

January 1, 2013

Creating Markets Where None Existed!

“The essence of competition is about how you bring value to the business that benefits...

Jignesh Shah

January 1, 2013

Business Continuity Planning and Disaster Recovery Management

Frequent outages and cyber attacks are the fastest growing risks that businesses will have to...

Chandra Sekhar Pulamarasetti

January 1, 2013

Financial Legislative Reforms: Which Way Forward?

  The Financial Sector Legislative Reforms Commission (FSLRC) was set up in March 2011 with...

S S Tarapore

January 1, 2013

Commodity Markets and Inclusive Growth

B Yerram Raju Fellow, SKOCH Development Foundation Markets are like the fleas in Jonathan Swift’s...

B Yerram Raju

October 1, 2012

Some Issues in Financial Sector Legislative Reforms

S S Tarapore , Distinguished Fellow, Skoch Development Foundation The Financial Sector Legislative Reforms Commission...

S S Tarapore

October 1, 2012

Re-Inventing India Renaissance of Rural Co-Operative Credit Institutions

  The Constitution (97th Amendment) Act 2011 has been enacted by Parliament to aid the...

B Yerram Raju

July 1, 2012

Chidambaram: An Easy Person to Categorise

Y S P Thorat is Chief Executive Officer, Rajiv Gandhi Charitable Trust and former Chairman,...

Y S P Thorat

July 1, 2012

NSE Democratising Capital

  Blurb1: To bring in transparency, efficiency and depth in the market, NSE introduced a...

Inclusion

April 1, 2012

Future Course of Financial Sector Reforms

S S Tarapore, Distinguished Fellow, Skoch Development Foundation The regulatory regime was very tight for...

S S Tarapore

January 1, 2012

India Post 2012 and Beyond

Q: What is your roadmap for financial empowerment of rural India and also making Department...

Gursharan Dhanjal

January 1, 2012

Banks can Catalyse Growth

  The greatest strength for India is going to be its demographic dividend. It is...

K R Kamath

January 1, 2012

Key to Financial Inclusion

The word ‘financial inclusion’ has been made popular or has come into vogue after the...

C Rangarajan

January 1, 2012

Microinsuring the Poor

  As is evident, this is quite a challenging feat to achieve, and to counter...

Yogesh Gupta

October 1, 2011

Swabhimaan Inclusive Growth and Beyond

Munna (45), a native of Lachurghat ( J h a n s i ), stares...

July 1, 2011

Unique Identification for Indians A Divine Dream or a Miscalculated Heroism

  Various countries across the globe have been contemplating giving unique identity to its citizens...

Rajanish Dass

July 1, 2011

Permanent Account Number The De-Facto Citizen Identity

  Ask anyone, anytime, anywhere in the country to prove his identity; in all probability...

Inclusion

January 1, 2011

Financial Inclusion as a Driver for Inclusive Growth

  Inclusive growth is the biggest challenge that the nation faces and it is important...

R Gopalan

January 1, 2011

Financial Inclusion is a Compulsion

C Rangarajan, Chairman, Economic Advisory Council to the Prime Minister In every economy, the financial...

C Rangarajan

January 1, 2011

KYC Process Must to Prevent Frauds in Capital Markets

  In the last decade and a half, the capital market in India has witnessed...

Gagan Rai

January 1, 2011

Banks Flout RBI Direction on Financial Inclusion

After 63 years of Independence and 41 years of bank nationalisation, financial inclusion is being...

Prabhakar Kulkarni

January 1, 2011

Financial Inclusion An Overview

  As on March 2010, there were 83,997 branches of scheduled commercial banks (SCBs) out...

B Yerram Raju

January 1, 2011

Financial Deepening and Equitable Growth: The Disappearing Mirage

  Access to finance at the grassroots level, particularly to the disadvantaged sections of society,...

Inclusion

January 1, 2011

Future of Markets Competition to Drive Regulation, Licensing

  Access to finance at the grassroots level, particularly to the disadvantaged sections of society,...

Inclusion

January 1, 2011

SKOCH Financial Inclusion Awards 2011

  For nearly a decade, Skoch Awards identify and salute best practices that others can...

Inclusion

January 1, 2011

Growth & Finance Charting the Way Forward

It is not often that the country’s leading economists and think tanks gather on a...

Inclusion

July 1, 2010

Financial Deepening Catalyst Growth with Finance

  "There is an urgent need for including people from all strata in the mainstream...

Inclusion

July 1, 2010

Financial Deepening in India

C Rangarajan, Chairman, Economic Advisory Council to the Prime Minister The role of an integrated...

C Rangarajan

July 1, 2010

Capital Markets can Deepen Inclusive Growth

Joseph Massey, MD and CEO,MCX Stock Exchange Although the economy has made rapid strides in...

Joseph Massey

July 1, 2010

The Necessity of Financial Inclusion

Jahangir Aziz, Chief Economist,JPMorgan India Financial inclusion has today become the rage in policy circles....

Jahangir Aziz

July 1, 2010

Financial Deepening Need of the Hour

Gagan Rai, Managing Director & CEO,National Securities Depository Limited Financial deepening implies the ability of...

Gagan Rai

July 1, 2010

Role of Technology, Psychology, and Human Capital in Financial Deepening

Santanu Paul, CEO and MD,TalentSprint Macro-economists measure a nation's financial deepening by comparing the size...

Santanu Paul

July 1, 2010

Financial Inclusion 2012 Insights and Expectations

No doubt, it will be a challenging task, but as you know the Corporation Bank...

Inclusion

July 1, 2010

Putting Financial Inclusion into Mission Mode

Excerpts from address by K C Chakrabarty, Deputy Governor, Reserve Bank of IndiaAt the 23rd...

K C Chakrabarty

July 1, 2010

Financial Regulation and Financial Inclusion Working Together or at Cross-Purposes

Usha ThoratDeputy Governor, Reserve Bank of India The case for financial inclusion is not based...

Usha Thorat

July 1, 2010

Financial Empowerment Through Mobile Phones

The mobile banking model approved by the government allows persons to deposit and draw cash...

D Krishnan

July 1, 2010

Highlighting The Shadowed

G Srinivasan, CMD, United India Insurance Though banking institutions headed by the RBI have done...

Inclusion

July 1, 2010

New Pension Scheme and Financial Deepening

Pension funds will increase demand for funds transfer services and because they will directly invest...

H Sadhak

July 1, 2010

Financial Deepening and Financial Inclusion

Bibek Debroy, Distinguished Fellow,Skoch Development Foundation Financial deepening is not the same as financial inclusion...

Bibek Debroy

April 1, 2010

Technology will Drive Financial Inclusion

R Gopalan, Secretary(Financial Services), Ministry of Finance Financial inclusion is fair, timely and adequate access...

R Gopalan

April 1, 2010

Agenda for Sustainable Financial Architecture

Vinayshil Gautam The new decade has begun. One, which for many rises from the ashes...

Vinayshil Gautam

January 1, 2010

States Need to be Proactive

G C Chaturvedi Recent developments in technology have transformed banking from the traditional brick-and-mortar infrastructure...

G C Chaturvedi

January 1, 2010

Enabling Financial Inclusion Through Insurance

Yogesh Gupta Micro-insurance has become a buzzword today, reaching out in ways not imagined earlier...

Yogesh Gupta

January 1, 2010

Serving Nation and Society

  Once a small Nursing Home has now become "Surya Medical Hospital & Research Centre"....

Inclusion

July 1, 2009

Social Responsibility or BusinessOpportunity

Isn’t it a part of your routine life to get unsolicited phone calls every day...

D K Mehrotra

July 1, 2009

Unshackle Debt Markets

Indian financial markets have made significant contribution to speedy economic development post-1990 reforms. The robust...

Arun Kaul

July 1, 2009

Universal Financial Access

At the outset, I would like to confess that I am delving into territory in...

R Chandrashekhar

July 1, 2009

Innovate to Include

With vast geographical spread and faster integration of state-of-the-art technology, the banking system in India...

M D Mallya

July 1, 2009

Access to Affordable Financial Services

For those of us who joined the banking industry in the early 1970s, what we...

Usha Thorat

July 1, 2009

Creating the Ability to ‘Reach’

I am not really a crystal ball gazer as a lot of gifted people are...

Dewang Neralla

July 1, 2009

N A Mujumdar

  Today, even as we see the network of banks and insurance companies spreading out...

S Sridhars

January 1, 2009

ICT is Embedded in Everything the World Bank Does

  What has been the journey of World Bank looking at telecom to ICT and...

Inclusion

January 1, 2009

Window of Opportunity at Tineri

  Lower castes did not have any bank account in this village. But Punjab National...

Inclusion

October 1, 2008

Ideating 3rd Generation Reforms

  irca July 2008: In a path-breaking move the Union Government allows select private players...

Inclusion

October 1, 2008

Towards Inclusive Insuranace

  Winds of change have started to creep in India’s insurance sector with more and...

Inclusion

October 1, 2008

Branchless Banking

As you leave the city and start travelling in the hinterland of the Indian countryside,...

Inclusion