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March 25, 2025

STATE OF GOVERNMENT EFFICIENCY

From president trump to Indian states look for Efficiency to create Fiscal headroom Early 2025,...

January 31, 2023

CREDIT GAP FALLS 12.01% – MODI GOVERNMENT SPEEDS FINANCIAL INCLUSION

Credit gaps in India declined by 12.01 percentage points in seven years between 2015 and...

Inclusion

September 23, 2021

Women & Child Development In 2020 Remains A Top Priority During Covid

The health of any society can be judged in terms of how well its most...

Inclusion

September 22, 2021

Education in 2020: Bihar, Punjab, Chandigarh Are Top 3

Education in 2020 signals a continuing trend of sectoral decline over the last few years....

Inclusion

June 4, 2021

Transport Sector In 2020 Gives Resounding Response To Covid-19

The SKOCH State of Governance research process studies governance with a fine-toothed comb. For 2020,...

Inclusion

June 4, 2021

Health Projects In 2020: Governance In The Times Of Covid-19

Conversations about governance in 2020 immediately bring up questions about the Health sector. The healthcare...

Inclusion

May 17, 2021

Telangana in 2020: e-Governance Shines During Covid-19

Telangana in 2020 makes the Top 10 list for our annual SKOCH State of Governance...

Inclusion

May 9, 2021

Water Projects In 2020: Governance Priorities In The Pandemic

Water projects in 2020, like all governance activities, have been impacted by the Covid-19 pandemic....

Inclusion

January 14, 2021

Farmer Survival: Globalisation, Supply Chain and Other Issues

The proposed laws are not shutting down APMC-mandis, nor do they imply that MSPs will...

K G Karmakar

August 19, 2020

National Digital Health Mission opens opportunities

The success or failure of any national flagship programme depends on where it sits. This...

Rohan Kochhar

July 20, 2020

Third National Multi-Institutional Survey on MSMEs in India Highlights Greenshoots in MSME Sector

In collaboration with Download Full Report Introduction SKOCH Group conducted its third national level multi-institutional...

Inclusion

June 10, 2020

Atmanirbhar Bharat Abhiyan demands fresh look at risks and facilitating institutions

Rupees 20 tn Atmanirbhar Bharat Abhiyan (ANBA) package has set out a formidable and challenging...

B Yerram Raju

May 29, 2020

Second National Multi-Institutional Survey on MSMEs in India

In collaboration with Highlights 62% MSMEs are cutting jobs 77% MSMEs need emergency funds 78%...

Inclusion

May 2, 2020

Aarogya Setu: A Felt-Needs Survey

  Download Full Report Recommendations Aarogya Setu mobile app should be made more comprehensive and...

Inclusion

April 30, 2020

National Multi-Institutional Survey on MSMEs in India

In collaboration with Download Full Report SKOCH Group conducted a national level multi-institutional survey of...

Inclusion

April 23, 2020

Economic Scenario Post Covid-19

Covid-19 pandemic has cast a long shadow on the economies across the world. This is...

Sameer Kochhar

February 4, 2020

Sujalam Sufalam Jal Abhiyan 2.0

Rohan Kochhar, Director, Public Policy, SKOCH Group Innovation and common sense have been at the...

Rohan Kochhar

January 23, 2020

ModiNomics Delivered?

Rohan Kochhar, Director, Public Policy, SKOCH Group ModiNomics, as a term and concept was coined...

Rohan Kochhar

September 25, 2019

Ayushman Bharat: A Game-Changer Initiative for the Marginalised

  Progress in healthcare sector in India has not kept pace with economic growth in...

Gyanendra Keshri

September 25, 2019

Assam Leads Ayushman Bharat Success in Eastern India

Assam was the first state in the Eastern India to sign MoU for implementation of...

Inclusion

September 25, 2019

Gujarat best in Ayushman Bharat implementation

There are a number of reasons for the state’s splendid performance. Before the launch of...

Inclusion

September 25, 2019

Uttar Pradesh crucially important for Ayushman Bharat success

  The country’s most populated state Uttar Pradesh is crucially important for the success of...

Inclusion

September 25, 2019

Chhattisgarh ensures health insurance benefits to entire population

Chhattisgarh is among the top performing states in the implementation of Ayushman Bharat scheme. The...

Inclusion

September 6, 2019

Modi Government generates 5.5 Crore Jobs through MUDRA Loans

PRESS RELEASE FOR IMMEDIATE RELEASE6TH SEPTEMBER 2017 Download English Version Download Hindi Version New Delhi:...

May 9, 2019

Clean Energy for Sustainable Growth

  Energy needs of most economies across the world have depended on fossil fuels in...

Gursharan Dhanjal

May 9, 2019

Electrifying India: Power reaches to every part of the country

  Power sector is one of the prime constituent of infrastructure that is imperative for...

Inclusion

May 9, 2019

Powering Maharashtra

  Maharashtra is one of the biggest producers and consumers of electricity in the country...

Inclusion

October 1, 2018

Technological Solutions To Make India’s Justice System More Efficient

  Access to free legal aid is a constitutional right of every citizen of India....

Inclusion

October 1, 2018

Roads & Highways Scale New Highs

  Roads and highways have been the focus areas of the NDA government. The Ministry...

Inclusion

October 1, 2018

Sagarmala: Enabling Port-led Development Of India

  India is richly endowed with maritime. Recognising the huge potential in the sector, the...

Inclusion

October 1, 2018

Making Women An Equal Partner In Development

  Women empowerment has been amongst the focus areas of the government in the last...

Inclusion

October 1, 2018

Making Agriculture Viable Through Technology

  Agriculture is the mainstay of the Indian economy. Although the share of agriculture has...

Inclusion

April 1, 2018

Highways Generating Employment

  The ongoing and targeted projects of National Highways Authority of India (NHAI) is estimated...

Inclusion

October 1, 2017

Cloud and Cognitive Services

“In the banking sector, AI has helped in taking prudent decisions and more crucially has...

Inclusion

October 1, 2017

Digital Payments to Digital Economy

"The reason for pushing digital payments is that when the transactions are digitised, monitoring sales...

Inclusion

October 1, 2017

Risk Appreciation and Decision Making in Indian Financial Sector

“The spurt in digitalisation and its innovative technological developments have resulted in greater connectivity and...

Inclusion

October 1, 2017

Financial Inclusion of the Disabled

  The Pradhan Mantri Jan Dhan Yojana (PMJDY has successfully opened nearly 29 crore accounts...

Charan Singh

October 1, 2017

Village Based Entrepreneurs

There are nearly 2.3 lakh VLEs operating across India. Many people remain unaware of their...

Inclusion

January 1, 2017

Go Digital Go Cashless

Overall, the businesses that are able to adapt quickly to this change will have better...

Inclusion

January 1, 2017

Insurance and Sustainable Growth

Post-liberalisation the growth of insurance industry has been on an average 30 per cent CAGR...

Inclusion

October 1, 2016

Biometrics and New Economy

‘Biometrics and New Economy’ is looked at from the prism of challenges and opportunities that...

Inclusion

July 1, 2015

Dreaming Big

“You have to dream before your dreams can come true.” This famous quote of former...

Inclusion

July 1, 2015

Moving Towards a Cashless Economy

  The Indian economy is largely dependent on cash. Only 5 per cent of the...

Inclusion

July 1, 2015

India $20 trillion Economy: Is banking ready?

When Prime Minister Narendra Modi asked, in January this year, the question, “India is a...

Inclusion

July 1, 2015

Competitive States of the Union

Nearly two years ago, INCLUSION ran a special edition featuring ‘State of Governance’ in which...

Rajiv Jayaram

July 1, 2015

Socio-Economic Caste Census

There has been acrimonious discussion in India about ‘how many poor’, but not on the...

N C Saxena

January 1, 2015

Insuring Bharat the NIC Way

In a bid to increase insurance density and coverage with special focus on the rural...

A V Girijakumar

January 1, 2015

KVP Needs Tax Breaks to Emerge as a Good Investment Option for Poor

  The relaunch of Kisan Vikas Patra (KVP) should not be looked as a mere...

Inclusion

October 1, 2014

Will Jan Dhan End ‘Financial Untouchability’?

  Mahatma Gandhi tried to end untouchability in the society, if we want to eradicate...

Gyanendra Keshri

October 1, 2014

Making Cities ‘Smart’

  lobally, advancement of most of the countries have been directly linked to urbanisation. One...

Inclusion

October 1, 2014

Corporate Governance in Insurance Sector

  Financial or Monetary Management is all about controlling our company’s finances so that we...

Anabil Bhattacharya

October 1, 2014

For the Sake of Destitute

  Not all get the kind of existence, normally akin to be called ‘decent’. We...

Atul K Thakur

July 1, 2014

India 2.0 – Delivering to an Aspirational India

  This might have sounded a bit heavy and idealist to students of a Philadelphia...

Inclusion

July 1, 2014

The Curious Case of Failing Education Reforms in India

  In early March, chairman of the Central Board of Secondary Education (CBSE), Vineet Joshi,...

Inclusion

January 1, 2014

Striking the Right Balance

  Nobody with their heart and mind in the right place will object to food...

Inclusion

January 1, 2014

Employment Scenario in India

N C SaxenaDistinguished Fellow,SKOCH Development Foundation Despite the much-touted population dividend (which increases the number...

N C Saxena

January 1, 2014

Business Continuity is the Key

“Everybody should look into disaster recovery and the business continuity. This is a key area....

Inclusion

January 1, 2014

MSMEs: Engines of Growth

“The NSE is not really looking at the size of the turnover. It ranges from...

Inclusion

October 1, 2013

Real Time Tracker E-Taal Focuses on Outcome Orientation

  From land records or registration to registering a new birth and getting an affidavit...

Inclusion

October 1, 2013

The State(s) of Corruption

  Good governance and anti-corruption strategies go together and are consequently the key for a...

laveesh-bhandari

April 1, 2013

Rethinking Governance

  The United Nations Development Programme (UNDP) offers a broad definition for good governance. It...

Inclusion

April 1, 2013

Smart Governance

  Many of the OECD countries and even the governments across Central America are increasingly...

Inclusion

April 1, 2013

Corporate Governance

Bhaskar Chatterjee, Director General & CEO, Indian Institute of Corporate Affairs “Corporate governance? We don’t...

Inclusion

January 1, 2013

Whither Financial Inclusion: State of the Sector

In the 1980s famous BBC serial Yes Minister, the minister’s permanent secretary declares, when questioned...

Inclusion

January 1, 2013

Technology: Link Between Inclusion and Growth

“With the majority of the poor not being tax payers, it is important to make...

Inclusion

January 1, 2013

Commitment to Financial Inclusion Which Way?

  Direct benefit transfer (DBT) is the talk of the government, a manifesto for the...

Inclusion

January 1, 2013

Lessons on Financial Development

  There is a theory in economics devoted to the failure of markets which speaks...

Inclusion

January 1, 2013

Rationalise Taxation to Boost Capital Markets

Q. Is SEBI taking any steps to revive the primary market to boost retail investor...

Inclusion

January 1, 2013

SAP: Bullish on India

We have products that are localised in Mandarin, in Korean, in Japanese and in Thai,...

Inclusion

January 1, 2013

NINE IS MINE: Call of the Children to Put Children First

  Nine is Mine is a participatory children’s advocacy initiative for children, by the children...

Inclusion

October 1, 2012

Faster, Stronger, Higher

Is There Inclusive Growth at the End of All the Planning and Politicking?   The...

Inclusion

October 1, 2012

IT Disaster Recovery and Business Continuity Planning

  Today, with IT systems and automation constituting the lifeline of all major business and...

Inclusion

October 1, 2012

Powering the Manufacturing Sector

  Emphasising the importance of the manufacturing sector , Ajit Ranade, Chief Economist, Aditya Birla...

Inclusion

October 1, 2012

Community Participation for Growth

  The central government ministries and departments annually spend billions of rupees in communication –...

Inclusion

October 1, 2012

Role of Cloud in Services Delivery

  Anand, a young student, is enthusiastically filling up his college admission form. He submits...

Inclusion

October 1, 2012

Department of Posts Modernisation Project Caught in a Corporate Time Warp

  The Department of Posts is one department, which is rarely talked about in public...

Inclusion

October 1, 2012

Suvidhaa: Servicing You Anytime, Anywhere

  Not everyone in India has access to the Internet nor are all willing to...

Inclusion

July 1, 2012

NSE Democratising Capital

  Blurb1: To bring in transparency, efficiency and depth in the market, NSE introduced a...

Inclusion

April 1, 2012

Chasing the Chimera? An Economic Perspective Time to Introspect

  Nearly 21 years ago, a troubled finance minister told a hugely subdued parliament that...

Inclusion

April 1, 2012

Chasing the Chimera? A Social Perspective Time to Introspect

While everyone concedes that the benefits of economic growth are percolating to the masses, they...

Inclusion

April 1, 2012

Mainstreaming the Marginalised

  Amanullah pulls rickshaw for 15 hours to earn on an average Rs 250 daily....

Inclusion

January 1, 2012

All Software & Services are Moving to the Cloud

  It was in late 2009 that HP came out with the book — Cloud...

Inclusion

July 1, 2011

Putting No Frill Accounts to Work

When Reserve Bank of India asked banks to make available ‘no-frill’ accounts to vast sections...

July 1, 2011

Biometric Identity The Great Divider

  Though national identity card is supposed to foster feelings of unity, belongingness and inclusion,...

Inclusion

July 1, 2011

Take Development to the People

Mani Shankar Aiyar, AICC ConvenorRajiv Gandhi Panchayat Raj Sangathan There is no country in the...

Mani Shankar Aiyar

January 1, 2011

Touching Lives in More Ways than One

From being the largest PC manufacturer in the country, developing flight management systems for close...

Inclusion

July 1, 2010

Financial Deepening Catalyst Growth with Finance

  "There is an urgent need for including people from all strata in the mainstream...

Inclusion

July 1, 2010

Is Cloud Ready for India?

  No one wants to come 'under cloud'. But it is time to change the...

Inclusion

July 1, 2010

Financial Inclusion 2012 Insights and Expectations

No doubt, it will be a challenging task, but as you know the Corporation Bank...

Inclusion

July 1, 2010

India’s Economy Performances and Challenges

Shankar Acharya and Rakesh Mohan, edsOxford University Press, New Delhi, 2010Hardback, 504 pages India is...

Inclusion

July 1, 2010

Vehicle Registration and Licences Digitisation has Reduced Footfalls

The process of standardisation of vehicle registration and other documentation originated in 1992 and a...

Inclusion

April 1, 2010

Ridcor The Road to Success

  In 1991, India witnessed a significant policy reform - liberalisation of economy. Since then,...

Inclusion

April 1, 2010

The Art of Mastering International Health

  In a constantly shifting global world, the effects of climate change, demography and population...

Inclusion

January 1, 2010

Step to Include All

India with its large population base faces several challenges arising due to the duplication of...

Inclusion

January 1, 2010

Speeding Digital Inclusion

There are significant and untapped opportunities to use technology better on behalf of citizens and...

Inclusion

July 1, 2009

An Outcome Driven Agenda

  Today, despite an ambitious electrification programme, some 400 million Indians still have no access...

Inclusion

July 1, 2009

On the Fast Track to Powering India

Transmission and distribution losses are the major bane of the country; power sector, eating up...

Inclusion

July 1, 2009

IT Enablement Key to Distribution Reforms

India is one of the few countries which have registered an economic growth of above...

Inclusion

July 1, 2009

Days of Smart Grids Are Here

Ferranti Computer Systems is present in India through a group operating company. Ferranti, the maker...

Inclusion

April 1, 2009

Education & Employability

  If things progress as they are, India is certain to face a 'talent gap'-...

Inclusion

January 1, 2009

5-Years of e-governance

  E-governance today is like a half empty glass, some people look at the part...

Inclusion

January 1, 2009

Citizen See Gains as Changes Seep into the System

  The progress on the common infrastructure side in the e-governance arena in India has...

Inclusion

January 1, 2009

Connectivity Key to Better Service Delivery

  The MCGM (Municipal Corporation of Greater Mumbai) has set an example for other urban...

Inclusion

October 1, 2008

The ZERO platform to success

The Zero platform has moved beyond pilot stage. Over twenty thousand new accounts are opened...

Team Inclusion

October 1, 2008

Life Beyond Pilots

  In more than 1,000 milk collection centres in Anand district of Gujarat, women take...

Inclusion

October 1, 2008

IT & Inclusion

The inclusion bandwagon is on the move. And in a world that is getting smaller...

Inclusion

October 1, 2008

Ideating 3rd Generation Reforms

  irca July 2008: In a path-breaking move the Union Government allows select private players...

Inclusion

October 1, 2008

Towards Inclusive Insuranace

  Winds of change have started to creep in India’s insurance sector with more and...

Inclusion

October 1, 2008

PRIs Key to Land Acquisition, Relief & Rehabilitation

The Resettlement and Rehabilitation Bill 2007 represents a major paradigm shift in the process of...

Dr Nupur Tiwari

October 1, 2008

Planting Hopes

  NABARD in 1995 launched a development initiative in parts of Gujarat and Maharashtra. Financed...

Inclusion

October 1, 2008

Inflation hits Urban Poor Harder

Inflation the world over has few friends, but it certainly has none amongst the urban...

Inclusion

October 1, 2008

Branchless Banking

As you leave the city and start travelling in the hinterland of the Indian countryside,...

Inclusion